Keep a clear record
A place for
the details.
Moneysmart recommends keeping a record of contact. Make factual notes here and download them for yourself or an adviser. This tool does not decide whether behaviour breaks a rule.
This log is not saved by DebtReply. Download it before leaving or refreshing. Only include details you need for your own records.
Record what was said, any request made and what you want to check. Distinguish remembered words from your interpretation.
Sources you can check
- Dealing with debt collectors ↗ASIC Moneysmart · Checked 26 September 2026
- What debt collectors can and cannot do ↗ACCC · Checked 26 September 2026